All About Edinburgh
EDINBURGH PROPERTY AND LEGAL SERVICES
Looking for Estate Agents or Solicitors in Edinburgh
This is a Guide to Solicitors and Estate Agents
and the process of purchasing a property in Scotland.
1. Can you afford to purchase and pay all the fees and monthly costs?
Mortgage
life Assurance
Home Insurance
Council Tax
Gas
Electric
TV Licence
Broadband
Telephone | mobile
Household cleaning
Food and Drink (weekly shop).
Clothes
Birthdays, Christmas, etc
Things to find out before buying a property.
2. Can you afford to purchase and pay all the fees and monthly costs?
Monthly costs Above
THE MORTGAGE
How much can you borrow ?
What is the deposit required ?
What will the monthly cost be ?
What type of mortgage is it ?
Is there any arrangement fees ?
Is there any compulsory insurances ?
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Will there be penalties if you move to another company or change product ?
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What is the variable rate on the mortgage product when the initial product ends ?
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When you know how much you can borrow, plus the deposit you have available to you
and you can afford the monthly costs.
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Find out the council tax charges
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You now know the house prices you can look at.
Find Out Legal Costs
Solicitor's Fees
WHEN LOOKING FOR A HOUSE
THINGS TO THINK ABOUT.
Which area you would like to live in ?
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Is there good transport links to your work and the city centre ?
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Who are your neighbours ?
(not just next door but all that will be in earshot)
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Is there a neighbourhood watch ?
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Where are the nearest Shops ?
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Is there a play park nearby ?
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Where is the nearest school ?
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Are there any pubs or clubs with late licences nearby ?
ALWAYS GO TO THE AREA WHEN SCHOOLS GET OUT.
Early Evening
Weekdays and Weekends
(5-7PM) (10 -12 PM) (2 - 4 AM)
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Do you share any paths driveways or roof space ?
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Are you responsible for any factoring costs ?
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Is there any plans for developments in the area ?
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When was the roof last repaired ?
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When was the boiler checked last ?
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Is there gas and electric supplies to the property ?
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What is the broadband (WIFI) connection like ?
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Is it fibre broadband or dish ?
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Which way does the property face ?
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Does the property benefit from good natural light ?
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If YOU HAVE FOUND THE RIGHT HOUSE ?
Contact your solicitor, To make an offer