All About Edinburgh
EDINBURGH PROPERTY AND LEGAL SERVICES
Looking for Estate Agents or Solicitors in Edinburgh
This is a Guide to Solicitors and Estate Agents
and the process of purchasing a property in Scotland.
1. Can you afford to purchase and pay all the fees and monthly costs?
Mortgage
life Assurance
Home Insurance
Council Tax
Gas
Electric
TV Licence
Broadband
Telephone | mobile
Household cleaning
Food and Drink (weekly shop).
Clothes
Birthdays, Christmas, etc
Things to find out before buying a property.
2. Can you afford to purchase and pay all the fees and monthly costs?
Monthly costs Above
THE MORTGAGE
How much can you borrow ?
What is the deposit required ?
What will the monthly cost be ?
What type of mortgage is it ?
Is there any arrangement fees ?
Is there any compulsory insurances ?
Will there be penalties if you move to another company or change product ?
What is the variable rate on the mortgage product when the initial product ends ?
When you know how much you can borrow, plus the deposit you have available to you
and you can afford the monthly costs.
Find out the council tax charges
You now know the house prices you can look at.
Find Out Legal Costs
Solicitor's Fees
WHEN LOOKING FOR A HOUSE
THINGS TO THINK ABOUT.
Which area you would like to live in ?
Is there good transport links to your work and the city centre ?
Who are your neighbours ?
(not just next door but all that will be in earshot)
Is there a neighbourhood watch ?
Where are the nearest Shops ?
Is there a play park nearby ?
Where is the nearest school ?
Are there any pubs or clubs with late licences nearby ?
ALWAYS GO TO THE AREA WHEN SCHOOLS GET OUT.
Early Evening
Weekdays and Weekends
(5-7PM) (10 -12 PM) (2 - 4 AM)
Do you share any paths driveways or roof space ?
Are you responsible for any factoring costs ?
Is there any plans for developments in the area ?
When was the roof last repaired ?
When was the boiler checked last ?
Is there gas and electric supplies to the property ?
What is the broadband (WIFI) connection like ?
Is it fibre broadband or dish ?
Which way does the property face ?
Does the property benefit from good natural light ?
If YOU HAVE FOUND THE RIGHT HOUSE ?
Contact your solicitor, To make an offer